• building

    NPF Microfinance Bank Plc. Head Office

  • Support

    Supporting small businesses 

  • Banking

    Banking With Us is safe and Secured...

  • ATM Usage

    Customers Using ATM 

  • Customer Satisfaction

    Customer Friendly Bank, we work to keep our customers satisfied

  • Customer Service

    NPF Customer Service

  • npfmfb partners dbn

    NPF Microfinance Bank PLc. partners with The Development Bank of Nigeria to foster sustainable growth

  • Raffle Prizes

    NPFMFB Save to Win Raffle Prizes

  • Winners

    Some Winners at the save to win raffle draw

  • Sections of Winners

    More Winners at the draw

                   
OTHER INFORMATION:                  
FIVE-YEAR FINANCIAL SUMMARY                  
                   
 
                 
  2016   2015   2014   2013   2012
In thousands of naira                  
                   
STATEMENT OF FINANCIAL POSITION                  
                   
ASSETS                  
Cash and cash equivalents  1,889,881    3,054,860    3,054,787   2,477,012   2,235,258
Pledged asset 581,425    583,038     635,090   20,000   20,000
Loans and receivables from customers 9,095,801   7,881,519    6,527,210    5,559,453   4,780,336
Investment securities 37,574   38,154    47,265    61,268   113,577
Trade and other receivables 257,545   346,969    194,773    207,530   175,509
Property and equipment 499,646    394,070    371,331    355,375   366,306
Deferred tax assets  -    35,411            
TOTAL ASSETS 12,361,872     12,334,021    10830456   8,680,638   7,690,986
                   
LIABILITIES                  
Deposits from customers  6,792,391    6,610,113    4,803,374   3,858,052   3,271,585
Current tax liabilities 199,571   188,983    213,434   135,024   154,704
Deferred tax liabilities 19,910      -   62,196   46,932
Retirement benefit obligations      282,010   106,449   137,109
Other liabilities 537,353   652,637   813,502    602,023   389,815
Borrowings 349,249   630,795            
TOTAL LIABILITIES 7,898,474    8,082,528    6112320   4,763,744   4,000,145
                   
CAPITAL AND RESERVES                  
Share capital  1,143,328    1,143,328    1,143,328   1,143,328   1,143,328
Share premium  1,517,485    1,517,485    1,517,485   1,517,485   1,517,485
Retained earnings 506,963    476,216    407,801    301,138   280,986
Other reserves 1,295,622    1,114,464    1,011,279    954,943   749,042
TOTAL EQUITY  4,463,398   4,251,493    4,079,893    3,916,894   3,690,841
                   
TOTAL LIABILITIES AND EQUITY  12,361,872    12,334,021   10,865,189    8,680,638   7,690,986
                   
                   
STATEMENT OF COMPREHENSIVE INCOME                  
Gross income  2,925,229    2,592,694    2,134,692   1,934,059   1,631,284
Profit before taxation  803,440    688,899   617,507    512,076   630,529
Profit after taxation  554,903   514,598    477,816    391,320   475,837
Dividend               228,666
                   
Basic and diluted earnings per share (kobo)  24    23.00   21    17.11   20.81
Dividend per share (kobo) 15    15.00          10.00
Net asset per share (kobo) 195     186   178    171.29   161.41
                   
                   
                   
                   
                   
* Note:                  
The balances and amounts for this period are NGAAP balances and amounts and as such, are not comparable.